Personal Checking Rates

Description	Tier	APY*
GONZO Checking 1	$0 Bonus 1 Bonus 2 Bonus 3 Bonus 4	2.00% +.25% +.50% +.75% +1.00%
No Fee Interest Checking	$0	.15%
First Class Checking	$100	.20%
High-Yield Checking	$0 $2,500 $10,000 $25,000 $75,000 $150,000 $250,000	0.20% 0.30% 0.40% 0.45% 0.55% 0.60% 0.70%
Health Savings Account	$0 $2,500 $10,000	2.00% 2.50% 3.00%

*APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Fees could reduce earnings. Rates effective as of 06/01/2010 and are subject to change without notice.

¹ Rate is .15% APY for the statement cycle if minimum activity requirements are not met.

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