Description	Minimum	APY*
8 Month CD	$500	0.70%
30 Month CD	$500	1.60%
18 Month Variable Rate IRA CD	$50	0.22%

Description	Minimum	APY*
91 Day CD	$2,500	0.30%
182 Day CD	$2,500	0.40%
1 Year CD	$500	0.70%
18 Month CD	$500	1.00%
2 Year CD	$500	1.25%
3 Year CD	$500	1.60%
4 Year CD	$500	2.10%
5 Year CD	$500	2.30%
6 Year CD	$500	2.50%
7 Year CD	$500	2.70%
8 Year CD	$500	2.90%
9 Year CD	$500	3.00%
10 Year CD	$500	3.10%

*APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Rates effective as of 06/01/2010 and are subject to change without notice. Substantial interest penalty for early withdrawal of certificate principal.

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