Fixed Rate Loans

The principal and interest payments on a Fixed Rate Loan remain the same during the entire term of the loan. Fixed Rate Loans come with your choice of a 10, 15, 20, 30 or 40 year term. They can be made with loan-to-values up to 97%. Private mortgage insurance is required for loans exceeding 80% loan-to-value. The maximum amount for a Fixed Rate Loan is $417,000.

Fixed Rate Loans will give you peace of mind if you:

• Want the certainty of a fixed principal and interest payment
• Want to lock in low rates if you believe rates will likely increase
• Need fixed payments for a fixed budget
• Plan on living in your current home for a long time

Fixed Rate Loans can be used to:

• Finance the purchase of new a home
• Refinance an existing home
• Finance the construction of a new home
• Finance major home improvements

Stop by the branch office nearest you or e-mail us us for more information.

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