Savings Rates

Description	Minimum	APY*
Statement Savings	$100	0.40%
Christmas Club	$10	0.40%

Description	Tier	APY*
Centennial Savings	$2,500 $10,000 $25,000 $75,000 $150,000 $250,000 $500,000 $1,000,000	0.50% 0.60% 0.65% 0.75% 0.80% 0.90% 1.00% 1.20%

*APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Fees could reduce earnings. Rates effective as of 06/01/2010 and are subject to change without notice.

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